Brian: “Talents”. Can’t stand any rules that are “one-offs” are turn into crutches that underpin the entire character.
Peter: The extended character background options from RoCoI particularly the Skill at Arms and Skill at Magic. These are prime examples of where a single (un)lucky dice roll can complerely change a character. There is no balancing factor and no relationship between the result of the dice roll and the initial character concept.